Property maths · made for India

Run the numbers before you sign anything.

Free, no-login calculators for Indian home buyers and investors — work out your loan EMI, how much home you can afford, whether to rent or buy, and convert plot sizes between gaj, marla, kanal, bigha and acre.

Loans & EMI Buying a Home Savings & Investing Small Savings & Pension Salary & Tax Judge a Deal Bills & Invoices Rental & Legal Materials & Cost Concrete & Finishes Estimating Interior Home Sizing

Loans

Every kind of EMI calculator

Loan

Home Loan EMI Calculator

Monthly EMI, total interest, and how much a prepayment saves you.

Open calculator → Car

Car Loan EMI

EMI, interest and schedule for a car loan.

Calculate → Bike

Two-Wheeler Loan EMI

Bike or scooter loan EMI and interest.

Calculate → Loan

Personal Loan EMI

EMI, interest and processing fee.

Calculate → Edu

Education Loan EMI

Moratorium, interest during study & EMI.

Calculate → Gold

Gold Loan EMI

Loan on gold at up to 75% LTV.

Calculate → Biz

Business Loan EMI

EMI, interest and processing fee.

Calculate → Card

Credit Card EMI

Real cost with 18% GST on interest.

Calculate → Rate

Flat vs Reducing

See a flat rate’s true reducing rate.

Calculate → Prepay

Loan Prepayment Calculator

See the interest and years a part-payment saves on your loan.

Open calculator → Eligible

Loan Eligibility Calculator

How much home loan your salary supports, the FOIR way banks use.

Open calculator → Refinance

Balance Transfer Calculator

How much a lower loan rate saves you, net of the processing fee.

See savings →

Buying a home

Affordability, rent vs buy & stamp duty

Budget

Affordability Calculator

How much home loan and property price you actually qualify for.

Check budget → Decision

Rent vs Buy Calculator

Compare the true cost of renting vs buying and find your break-even year.

Compare → Buying cost

Stamp Duty & Registration

State-wise stamp duty and registration charges, with women's concessions.

Calculate cost → Measure

Land Area Converter

Gaj, marla, kanal, bigha, killa, acre, hectare — convert instantly.

Convert units →

Savings & investing

SIP, SWP, XIRR & investment returns

SIP

SIP Calculator

Mutual-fund SIP future value and gains.

Calculate → Step-up

Step-up SIP

A SIP that rises with your income each year.

Calculate → Lumpsum

Lumpsum Calculator

Future value of a one-time investment.

Calculate → SWP

SWP Calculator

Monthly withdrawals, final balance and how long your corpus lasts.

Calculate → XIRR

XIRR Calculator

True annual return for SIPs and irregular cash flows.

Calculate → CAGR

CAGR Calculator

Compound annual growth rate of any investment.

Calculate → Compound

Compound Interest

Growth with any compounding frequency.

Calculate → Inflation

Inflation Calculator

Future cost and the erosion of purchasing power.

Calculate →

Safe savings

FD, PPF, NSC, SCSS, EPF, NPS & pensions

FD Calculator

Fixed deposit maturity and interest.

Calculate → RD

RD Calculator

Recurring deposit maturity and interest.

Calculate → PPF

PPF Calculator

Public Provident Fund maturity, tax-free.

Calculate → SSY

Sukanya Samriddhi

Girl-child savings maturity, fully tax-free.

Calculate → NSC

NSC Calculator

Certificate maturity, 80C benefit and post-tax return.

Calculate → KVP

KVP Calculator

Kisan Vikas Patra doubling period and maturity value.

Calculate → SCSS

SCSS Calculator

Quarterly income from the Senior Citizens Savings Scheme.

Calculate → MIS

Post Office MIS

Monthly income from a Post Office MIS deposit.

Calculate → EPF

EPF Calculator

Provident fund corpus at retirement, with salary growth and VPF.

Calculate → NPS

NPS Calculator

Pension corpus, lump sum and monthly pension.

Calculate → APY

APY Calculator

Atal Pension Yojana contribution for your age and pension.

Calculate → Retire

Retirement Corpus

Corpus you need and the SIP to get there.

Calculate →

Salary & tax

Income tax, TDS, capital gains & deductions

GST

GST Calculator

Add or reverse GST with CGST/SGST/IGST split.

Calculate → Tax

Income Tax

Old vs new regime — which saves you more.

Calculate → TDS

TDS Calculator

Whether TDS applies to interest, rent, fees and more, and how much.

Calculate → CGT

Capital Gains Calculator

Tax on selling shares, funds, property or gold, short- and long-term.

Calculate → 80C

80C & 80D Planner

Plan 80C, NPS and 80D deductions and see the tax you save.

Calculate → HLT

Home Loan Tax Benefit

Interest and principal deductions on your home loan, year by year.

Calculate → Salary

Salary In-Hand

CTC to monthly take-home, new regime.

Calculate → HRA

HRA Exemption

Tax-free HRA under the old regime.

Calculate → Gratuity

Gratuity

Payment under the Gratuity Act.

Calculate →

Property investing

Judge a deal — yield, cap rate & cash flow

Investing

Rental Yield Calculator

Gross and net yield on a property, plus how long rent takes to recover it.

Check yield → Cap rate

Cap Rate Calculator

NOI as a percentage of price — the unleveraged return.

Calculate → NOI

NOI Calculator

Net operating income from rent and running costs.

Calculate → Cash flow

Cash Flow Calculator

Monthly cash flow after EMI, plus cash-on-cash return.

Calculate → Growth

Appreciation Calculator

Project future value at a yearly growth rate.

Calculate → Compare

Property Comparison

Three properties side by side, best metric highlighted.

Compare →

Documents

Bills & invoices

Slip

Salary Slip Generator

Professional payslip PDF with PF, PT & TDS.

Create → GST

GST Invoice Generator

Tax invoice with HSN, CGST/SGST or IGST.

Create → Quote

Quotation Generator

Price quote / proforma PDF.

Create → Rcpt

Cash Receipt Generator

Money receipt with amount in words.

Create → Fuel

Fuel Bill Generator

Petrol / diesel receipt PDF.

Create → Med

Medical Bill Generator

Pharmacy / clinic bill PDF.

Create → Food

Restaurant Bill Generator

Food bill with GST PDF.

Create →

Documents

Rental & legal paperwork

Agreement

Rental Agreement

Fill the details, print or save a ready rent agreement as PDF.

Create → Receipt

Rent Receipts

Monthly rent receipts for your HRA claim, print-ready.

Create → PDF

Word to PDF

Convert .docx to PDF, right in your browser.

Convert → Word

PDF to Word

Pull editable text out of a PDF.

Convert →

Construction

Materials & cost

Building

Construction Cost Calculator

Cost to build a house by area, finish, city tier and floors — per sq ft.

Estimate cost → All

All Material Tools →

See the full construction materials hub.

Open hub → Cement

Cement Calculator

How many cement bags for concrete, mortar or plaster.

Calculate → Sand

Sand Calculator

Sand for concrete, mortar or plaster — cft, m³, tonnes.

Calculate → Aggregate

Aggregate Calculator

Coarse aggregate (stone) for concrete by grade.

Calculate → Steel

Steel Weight Calculator

Bar weight by diameter and length (d²/162).

Calculate →

Construction

Concrete & finishes

Concrete

Concrete Calculator

Cement bags, sand and aggregate for any grade and volume.

Calculate → Brick

Brick Calculator

Number of bricks plus the mortar cement and sand.

Calculate → Plaster

Plaster Calculator

Cement and sand to plaster a wall area.

Calculate → Tile

Tile Calculator

Tiles and boxes for a floor or wall.

Calculate → Flooring

Flooring Calculator

Flooring area and material cost across finishes.

Calculate → Paint

Paint Calculator

Litres of paint by coats and coverage.

Calculate → Roofing

Roofing Calculator

RCC slab materials, or roofing sheet count.

Calculate →

Construction

For contractors & estimators

BOQ

BOQ & Estimator

Add work items for one consolidated material bill with cost.

Estimate → PCC

PCC Calculator

Plain cement concrete for a bed, by area and thickness.

Calculate → RCC

RCC Calculator

Concrete and steel for slab, beam, column or footing.

Calculate → Masonry

Masonry Calculator

Bricks or AAC / concrete blocks plus mortar.

Calculate → Labour

Labour Cost

Crew wages by number, days and rate, or by area.

Calculate →

Interior

Fit-out & finishes

Kitchen

Modular Kitchen

Priced by running feet and finish tier.

Calculate → Ceiling

False Ceiling

POP, gypsum, PVC or grid by area.

Calculate → Wallpaper

Wallpaper

Rolls needed with pattern wastage.

Calculate → Curtain

Curtain Fabric

Fabric metres by width and fullness.

Calculate → Lighting

Lighting

Number of lights by room and lux.

Calculate →

Home

Size your solar, water tank & AC

Solar

Solar Rooftop

System size, PM Surya Ghar subsidy, savings and payback.

Calculate → Water

Water Tank

Tank size by people, or capacity from dimensions.

Calculate → AC

AC Tonnage

The right air-conditioner size for a room.

Calculate →

Built for how property actually works in India

Most calculators online assume an American mortgage. These don't. The EMI maths uses the reducing-balance method your bank uses, the affordability tool works on the FOIR limit lenders apply, and the land converter handles the regional units — marla, kanal, bigha, killa — that you'll see on an actual sale deed in North India, not just square feet.

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