Property maths · made for India
Run the numbers before you sign anything.
Free, no-login calculators for Indian home buyers and investors — work out your loan EMI, how much home you can afford, whether to rent or buy, and convert plot sizes between gaj, marla, kanal, bigha and acre.
Home Loan EMI Calculator
Monthly EMI, total interest, and how much a prepayment saves you.
Open calculator → CarCar Loan EMI
EMI, interest and schedule for a car loan.
Calculate → BikeTwo-Wheeler Loan EMI
Bike or scooter loan EMI and interest.
Calculate → LoanPersonal Loan EMI
EMI, interest and processing fee.
Calculate → EduEducation Loan EMI
Moratorium, interest during study & EMI.
Calculate → GoldGold Loan EMI
Loan on gold at up to 75% LTV.
Calculate → BizBusiness Loan EMI
EMI, interest and processing fee.
Calculate → CardCredit Card EMI
Real cost with 18% GST on interest.
Calculate → RateFlat vs Reducing
See a flat rate’s true reducing rate.
Calculate → PrepayLoan Prepayment Calculator
See the interest and years a part-payment saves on your loan.
Open calculator → EligibleLoan Eligibility Calculator
How much home loan your salary supports, the FOIR way banks use.
Open calculator → BudgetAffordability Calculator
How much home loan and property price you actually qualify for.
Check budget → Buying costStamp Duty & Registration
State-wise stamp duty and registration charges, with women's concessions.
Calculate cost → DecisionRent vs Buy Calculator
Compare the true cost of renting vs buying and find your break-even year.
Compare → InvestingRental Yield Calculator
Gross and net yield on a property, plus how long rent takes to recover it.
Check yield → BuildingConstruction Cost Calculator
Cost to build a house by area, finish, city tier and floors — per sq ft.
Estimate cost → RefinanceBalance Transfer Calculator
How much a lower loan rate saves you, net of the processing fee.
See savings → MeasureLand Area Converter
Gaj, marla, kanal, bigha, killa, acre, hectare — convert instantly.
Convert units →Finance & tax
Everyday money maths
GST, savings and salary — the calculators Indians reach for at invoice time, investment time and tax time.
GST Calculator
Add or reverse GST with CGST/SGST/IGST split.
Calculate → TaxIncome Tax
Old vs new regime — which saves you more.
Calculate → SIPSIP Calculator
Mutual-fund SIP future value and gains.
Calculate → FDFD Calculator
Fixed deposit maturity and interest.
Calculate → PPFPPF Calculator
Public Provident Fund maturity, tax-free.
Calculate → SalarySalary In-Hand
CTC to monthly take-home, new regime.
Calculate → HRAHRA Exemption
Tax-free HRA under the old regime.
Calculate → GratuityGratuity
Payment under the Gratuity Act.
Calculate → CompoundCompound Interest
Growth with any compounding frequency.
Calculate →Savings & investing
Grow your savings
From a recurring deposit to your retirement corpus — project what your money becomes, year by year.
RD Calculator
Recurring deposit maturity and interest.
Calculate → LumpsumLumpsum Calculator
Future value of a one-time investment.
Calculate → Step-upStep-up SIP
A SIP that rises with your income each year.
Calculate → CAGRCAGR Calculator
Compound annual growth rate of any investment.
Calculate → NPSNPS Calculator
Pension corpus, lump sum and monthly pension.
Calculate → RetireRetirement Corpus
Corpus you need and the SIP to get there.
Calculate → SSYSukanya Samriddhi
Girl-child savings maturity, fully tax-free.
Calculate → InflationInflation Calculator
Future cost and the erosion of purchasing power.
Calculate →Property investment
Run the numbers on a deal
Yield, cap rate, cash flow and returns — judge a rental on the numbers, and compare options side by side.
Cap Rate Calculator
NOI as a percentage of price — the unleveraged return.
Calculate → Cash flowCash Flow Calculator
Monthly cash flow after EMI, plus cash-on-cash return.
Calculate → NOINOI Calculator
Net operating income from rent and running costs.
Calculate → GrowthAppreciation Calculator
Project future value at a yearly growth rate.
Calculate → CompareProperty Comparison
Three properties side by side, best metric highlighted.
Compare → YieldRental Yield
Gross and net yield and payback on a let.
Calculate →Build · materials & quantities
Construction material calculators
Estimate exactly what to buy — cement, sand, aggregate, bricks, tiles, paint and steel — with Indian defaults, wastage and live cost.
Concrete Calculator
Cement bags, sand and aggregate for any grade and volume.
Calculate → CementCement Calculator
How many cement bags for concrete, mortar or plaster.
Calculate → SandSand Calculator
Sand for concrete, mortar or plaster — cft, m³, tonnes.
Calculate → AggregateAggregate Calculator
Coarse aggregate (stone) for concrete by grade.
Calculate → BrickBrick Calculator
Number of bricks plus the mortar cement and sand.
Calculate → PlasterPlaster Calculator
Cement and sand to plaster a wall area.
Calculate → TileTile Calculator
Tiles and boxes for a floor or wall.
Calculate → FlooringFlooring Calculator
Flooring area and material cost across finishes.
Calculate → PaintPaint Calculator
Litres of paint by coats and coverage.
Calculate → RoofingRoofing Calculator
RCC slab materials, or roofing sheet count.
Calculate → SteelSteel Weight Calculator
Bar weight by diameter and length (d²/162).
Calculate → AllAll Material Tools →
See the full construction materials hub.
Open hub →Quantity surveying & estimating
For contractors & estimators
Total a whole job, not one material at a time — build a bill of quantities, size RCC and PCC, count blocks and cost the crew.
BOQ & Estimator
Add work items for one consolidated material bill with cost.
Estimate → RCCRCC Calculator
Concrete and steel for slab, beam, column or footing.
Calculate → PCCPCC Calculator
Plain cement concrete for a bed, by area and thickness.
Calculate → MasonryMasonry Calculator
Bricks or AAC / concrete blocks plus mortar.
Calculate → LabourLabour Cost
Crew wages by number, days and rate, or by area.
Calculate →Home, utilities & legal
For homeowners & tenants
Draft a rental agreement, size a solar system or a water tank, and pick the right AC — the everyday decisions of running a home.
Rental Agreement
Fill the details, print or save a ready rent agreement as PDF.
Create → ReceiptRent Receipts
Monthly rent receipts for your HRA claim, print-ready.
Create → SlipSalary Slip Generator
Professional payslip PDF with PF, PT & TDS.
Create → GSTGST Invoice Generator
Tax invoice with HSN, CGST/SGST or IGST.
Create → QuoteQuotation Generator
Price quote / proforma PDF.
Create → RcptCash Receipt Generator
Money receipt with amount in words.
Create → FuelFuel Bill Generator
Petrol / diesel receipt PDF.
Create → MedMedical Bill Generator
Pharmacy / clinic bill PDF.
Create → FoodRestaurant Bill Generator
Food bill with GST PDF.
Create → PDFWord to PDF
Convert .docx to PDF, right in your browser.
Convert → WordPDF to Word
Pull editable text out of a PDF.
Convert → SolarSolar Rooftop
System size, PM Surya Ghar subsidy, savings and payback.
Calculate → WaterWater Tank
Tank size by people, or capacity from dimensions.
Calculate → ACAC Tonnage
The right air-conditioner size for a room.
Calculate →Interior & fit-out
Finishing a room
Cost a modular kitchen or false ceiling, and measure up wallpaper, curtains and lighting.
Modular Kitchen
Priced by running feet and finish tier.
Calculate → CeilingFalse Ceiling
POP, gypsum, PVC or grid by area.
Calculate → WallpaperWallpaper
Rolls needed with pattern wastage.
Calculate → CurtainCurtain Fabric
Fabric metres by width and fullness.
Calculate → LightingLighting
Number of lights by room and lux.
Calculate →Built for how property actually works in India
Most calculators online assume an American mortgage. These don't. The EMI maths uses the reducing-balance method your bank uses, the affordability tool works on the FOIR limit lenders apply, and the land converter handles the regional units — marla, kanal, bigha, killa — that you'll see on an actual sale deed in North India, not just square feet.
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